Does comprehensive insurance cover engine failure?
Does comprehensive insurance cover engine failure?
Does Comprehensive Insurance Cover Engine Failure in South Africa?
Comprehensive insurance is crucial for South African automobile owners to safeguard themselves against monetary losses in the case of an accident or other damages. However, is engine failure covered by comprehensive insurance? We’ll look at the answer to this query in this post and offer advice on what to anticipate from your comprehensive insurance plan.
What is Comprehensive Insurance?
Comprehensive insurance is a type of car insurance that provides coverage for damages to your vehicle that are not related to a collision. This includes damages caused by theft, hijacking, fire, natural disasters, and vandalism.
Does Comprehensive Insurance Cover Engine Failure?
In general, comprehensive insurance does not cover engine failure due to wear and tear or mechanical breakdown. Engine failure is typically considered a maintenance-related issue, and comprehensive insurance is designed to cover unexpected events, not maintenance-related issues.
What is Covered Under Comprehensive Insurance?
While comprehensive insurance may not cover engine failure, it does cover a wide range of other damages, including:
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Theft and hijacking: Comprehensive insurance provides coverage for damages or losses to your vehicle caused by theft or hijacking.
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Fire and explosion: Comprehensive insurance provides coverage for damages or losses to your vehicle caused by fire or explosion.
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Natural disasters: Comprehensive insurance provides coverage for damages or losses to your vehicle caused by natural disasters, such as floods, storms, and earthquakes.
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