Author Archives: Jessica

What is a limitation of liability insurance?

What is a limitation of liability insurance? What is a limitation of liability insurance? Understanding Limitations of Liability Insurance in South Africa As a business owner or individual in South Africa, liability insurance is essential to protect yourself against financial losses or lawsuits resulting from damages or injuries to others. However, it’s crucial to understand… Read More »

What liabilities Cannot be capped?

What liabilities Cannot be capped? What liabilities Cannot be capped? Understanding Uncapped Liabilities in South Africa As a business owner or individual in South Africa, it’s essential to understand the concept of liabilities and how they can impact your financial well-being. While some liabilities can be capped, others cannot be limited or capped. In this… Read More »

Cheapest general liability insurance

Cheapest general liability insurance Cheapest general liability insurance Finding the Cheapest General Liability Insurance in South Africa As a business owner in South Africa, protecting your business from potential risks and liabilities is essential. General liability insurance is a crucial aspect of risk management, as it provides financial protection against claims made by third parties… Read More »

What is not covered under public liability insurance?

What is not covered under public liability insurance? What is not covered under public liability insurance? Understanding Exclusions Under Public Liability Insurance in South Africa As a business owner in South Africa, having public liability insurance is essential to protect yourself against financial losses or lawsuits resulting from accidental injuries or damages to third parties.… Read More »

What are the exclusions under a personal liability policy?

What are the exclusions under a personal liability policy? What are the exclusions under a personal liability policy? Understanding Exclusions Under a Personal Liability Policy in South Africa As a resident of South Africa, having a personal liability policy is essential to protect yourself against financial losses or lawsuits resulting from accidental injuries or damages… Read More »

What does liability insurance cover me?

What does liability insurance cover me? What does liability insurance cover me? Understanding Liability Insurance Coverage in South Africa As a business owner or individual in South Africa, liability insurance is an essential protection against financial losses or lawsuits resulting from damages or injuries caused by your actions or business operations. In this blog post,… Read More »

How to get owner’s equity?

How to get owner’s equity? How to get owner’s equity? Building Owner’s Equity in South Africa: A Step-by-Step Guide As a business owner in South Africa, building owner’s equity is a crucial aspect of growing and sustaining your business. Owner’s equity represents the amount of money that would be returned to the owner if the… Read More »

What is the value to the owner?

What is the value to the owner? What is the value to the owner? Unlocking the Value of Liability Insurance for Owners in South Africa As a business owner in South Africa, it’s essential to understand the value of liability insurance. Liability insurance provides financial protection against claims made by third parties for damages or… Read More »

Which owner is personally liable for all debts of the business?

Which owner is personally liable for all debts of the business? Which owner is personally liable for all debts of the business? Understanding Personal Liability for Business Debts in South Africa As a business owner in South Africa, it’s essential to understand the concept of personal liability for business debts. Personal liability refers to the… Read More »

Are liabilities the rights of owners?

Are liabilities the rights of owners? Are liabilities the rights of owners? Understanding Liabilities and Owner Rights in South Africa As a business owner in South Africa, it’s essential to understand the concept of liabilities and how they relate to owner rights. Liabilities refer to the financial obligations or debts that a business or individual… Read More »