Category Archives: Insurance

General liability vs. umbrella insurance

General liability vs. umbrella insurance General liability vs. umbrella insurance Protecting Your Business from Unforeseen Risks: General Liability vs. Umbrella Insurance in South Africa As a business owner in South Africa, managing risk is an essential part of ensuring your company’s long-term success. Two crucial insurance policies to consider are general liability insurance and umbrella… Read More »

Best professional liability insurance for freelancers

Best professional liability insurance for freelancers Best professional liability insurance for freelancers Protecting Your Freelance Career: Best Professional Liability Insurance Options in South Africa As a freelancer in South Africa, you love being your own boss and having a flexible schedule. But, being independent also means you’re responsible for any mistakes you make. One small… Read More »

What is the 70 percent rule in the military?

What is the 70 percent rule in the military? What is the 70 percent rule in the military? In the high-stakes world of military operations, perfection is often the goal. However, in reality, perfect information and ideal circumstances are rarely available. This is where the 70 percent rule comes in – a guiding principle that… Read More »

Small business liability insurance near me

Small business liability insurance near me Small business liability insurance near me Protecting Your Small Business in South Africa: Finding Liability Insurance Near You As a small business owner in South Africa, protecting your business from potential risks and liabilities is essential. Liability insurance is a crucial aspect of risk management, as it provides financial… Read More »

Difference between general and professional liability insurance

Difference between general and professional liability insurance Difference between general and professional liability insurance Understanding the Difference between General and Professional Liability Insurance in South Africa As a business owner in South Africa, protecting your business from potential risks and liabilities is essential. Two types of liability insurance that are often confused with each other… Read More »

How much does liability insurance cost?

How much does liability insurance cost? How much does liability insurance cost? Understanding the Cost of Liability Insurance in South Africa As a business owner or individual in South Africa, liability insurance is an essential protection against financial losses or lawsuits resulting from damages or injuries to others. However, the cost of liability insurance can… Read More »

Liability insurance for self-employed professionals

Liability insurance for self-employed professionals Liability insurance for self-employed professionals Protecting Your Business: Liability Insurance for Self-Employed Professionals in South Africa As a self-employed professional in South Africa, you face unique risks and challenges that can impact your business and personal finances. One of the most significant risks you face is liability, which can arise… Read More »

Professional liability insurance for consultants

Professional liability insurance for consultants Professional liability insurance for consultants Protecting Your Consulting Business in South Africa: A Guide to Professional Liability Insurance As a consultant in South Africa, you provide expert advice and services to clients, helping them navigate complex challenges and achieve their goals. However, with this expertise comes the risk of professional… Read More »

Business liability insurance requirements by state

Business liability insurance requirements by state Business liability insurance requirements by state Understanding Business Liability Insurance Requirements in South Africa’s Provinces As a business owner in South Africa, it’s essential to understand the business liability insurance requirements in your province. While there is no federal law that requires businesses to have liability insurance, each province… Read More »

Do I need liability insurance for my LLC?

Do I need liability insurance for my LLC? Do I need liability insurance for my LLC? Protecting Your Business: Do You Need Liability Insurance for Your LLC in South Africa? As a business owner in South Africa, forming a Limited Liability Company (LLC) provides personal liability protection, but it’s not a substitute for liability insurance.… Read More »