What liability can you not limit? What liability can you not limit? Understanding Unlimited Liability in South Africa As a business owner or individual in South Africa, it’s essential to understand the concept of liability and how it can impact your financial well-being. While some liabilities can be limited or capped, others cannot be restricted.… Read More »
How much is a $2 million dollar life insurance policy? How much is a $2 million dollar life insurance policy? The cost of a $2 million life insurance policy depends on factors like age, health, lifestyle, and the type of policy. For term life insurance, premiums are generally lower, with costs ranging from $80 to… Read More »
What are 14 types of disability? What are 14 types of disability? Understanding the 14 Types of Disability in South Africa In South Africa, disabilities can affect individuals in various ways, impacting their daily lives, education, and employment opportunities. The South African government recognizes 14 types of disability, which are eligible for support and benefits.… Read More »
Disability cover calculator, Disability cover calculator, Calculating Your Disability Cover Needs in South Africa: A Guide to Using a Disability Cover Calculator In South Africa, disability cover is an essential component of a comprehensive financial plan. It provides financial protection in the event of an illness or injury that prevents you from working and earning… Read More »
Disability cover Old Mutual, Disability cover Old Mutual, Protecting Your Income with Old Mutual Disability Cover in South Africa In South Africa, including disability cover in your financial plan is crucial. It offers financial security if you experience an illness or injury that stops you from working and earning money. Old Mutual, a top financial… Read More »
discovery travel insurance certificate discovery travel insurance certificate Are you planning a trip abroad or a local getaway in South Africa? Whether you’re a seasoned traveler or embarking on your first adventure, travel insurance is an essential component of any journey. Discovery Travel Insurance, a leading provider of travel insurance in South Africa, offers a… Read More »
Can a spouse refuse a divorce in South Africa? Can a spouse refuse a divorce in South Africa? Divorce is not taken lightly in South Africa, and the process can be complicated and emotionally hard. While one partner may be eager to end the marriage, the other may be opposed to divorce. Can a spouse… Read More »
Who gets pension fund after death? Who gets pension fund after death? What Not to Do When Someone Dies in South Africa A loved one’s death is a very emotional event that frequently leaves family members feeling helpless and uncertain about what to do next. In South Africa, certain legal, cultural, and administrative protocols must… Read More »
What Is Public Liability Insurance Public Liability Insurance Public Liability Insurance is a type of insurance policy made to prevent businesses and individuals from the financial consequences of legal claims made by third parties for injury, property damage, or other losses resulting from the insured’s activities. It is particularly relevant for businesses that interact with… Read More »
What Is Insurable Interest Insurable interest is a principle that ensures the policyholder stands to suffer a genuine loss if the insured event occurs. Without insurable interest, the contract may be deemed invalid. In essence, insurable interest ensures that insurance remains a tool for protection, not speculation or profit from an unrelated event. For instance,… Read More »