Do I need both collision and comprehensive?
Do I need both collision and comprehensive?
Do You Need Both Collision and Comprehensive Insurance in South Africa?
Having the appropriate insurance coverage is crucial for South African automobile owners to safeguard themselves against monetary losses in the case of an accident or other damages. Comprehensive and collision insurance are two popular forms of insurance coverage. Do you need both, though? We’ll go over the distinctions between comprehensive and collision insurance in this post and assist you in determining if you require both.
What is Collision Insurance?
Collision insurance provides coverage for damages to your vehicle in the event of a collision with another vehicle or object. This type of insurance is essential if you want to ensure that your vehicle is repaired or replaced if it’s damaged in a collision.
What is Comprehensive Insurance?
Comprehensive insurance provides coverage for damages to your vehicle that are not related to a collision. This includes damages caused by theft, hijacking, fire, natural disasters, and vandalism. Comprehensive insurance also covers damages caused by animals, such as birds or deer.
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